We are thankful to be welcome on these lands in friendship. The lands we are situated on are covered by the Williams Treaties and are the traditional territory of the Mississaugas, a branch of the greater Anishinaabeg Nation, including Algonquin, Ojibway, Odawa and Pottawatomi. These lands remain home to many Indigenous nations and peoples.

We acknowledge this land out of respect for the Indigenous nations who have cared for Turtle Island, also called North America, from before the arrival of settler peoples until this day. Most importantly, we acknowledge that the history of these lands has been tainted by poor treatment and a lack of friendship with the First Nations who call them home.

This history is something we are all affected by because we are all treaty people in Canada. We all have a shared history to reflect on, and each of us is affected by this history in different ways. Our past defines our present, but if we move forward as friends and allies, then it does not have to define our future.

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Ran Hao

headshot of Ran Hao Ran Hao is a Business Insights Analyst at TD Insurance, which is part of the TD Bank Group and the largest direct-response home and auto insurance group in Canada.

Ran has extensive experience working in risk assessment and analysis related to banking, capital markets and insurance. She previously worked as a Senior Underwriting Analyst with Aviva Canada, Marketing Campaign Analyst with Bell Canada, and a Campaign Analyst-Customer Insight and Decision Support with Bank of Montreal.

She has spent the last 10 years working in database management—building statistical models and data analysis. She uses her knowledge of data mining techniques to inform decision-makers and address key issues and opportunities.

Ran holds an MBA in Finance from Auckland University of Technology, New Zealand, a Bachelor of Finance from Yanshan University, China, and also has completed level three of the Chartered Financial Analyst (CFA) program.